Passive Investing with your IRA

Like many people, I have a substantial part of my investment portfolio in IRAs and all invested in stocks, bonds, and mutual funds. With the market hitting all-time highs recently, I want to diversify part of this portfolio into alternative assets like real estate.

Self-directed IRAs (SD-IRAs) - The big difference with SD-IRAs vs. your traditional IRAs (Roth or Traditional) is the ability to invest in alternative assets like commodities (e.g. Gold) and in my case - Real Estate. All IRAs are required to be managed by a "custodian". Most of the traditional large IRA custodians only allow you to purchase traditional stocks, bonds, and mutual funds. However, SD-IRAs allow you to direct your investment toward alternative assets. These alternatives are sometimes viewed as riskier than highly regulated stocks and bonds.

However, when most of my invested capital is only in stocks and bonds, I think the SD-IRA offers the ability to diversify my portfolio. And, I only invest in assets where I have done my own due diligence and am comfortable with the investment. A quick google search will reveal several lists of SD-IRA custodians as well as pro's, con's and risks of SD-IRAs. For me, investing in private placement memorandums (Real Estate Syndications) fits perfectly with the SD-IRA model.

Before setting up my SD-IRA, I called my current IRA custodian to see if they have this product. And, although they don't advertise it, they do actually allow certain customers to invest in private placement memorandums. So, it was a lot easier, less costly and more convenient than I thought!

Mandatory Disclaimer - I am not a CPA or Attorney and every person's situation is different. You should consult your CPA and Attorney.

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There is no cost or obligation. You’ll join hundreds of other investors who are choosing passive income on their path to a life of financial security. By joining the group, you will get:

  1. Exclusive real estate investing opportunities
  2. Access to webinars and videos that show you exactly how to invest passively in real estate to create financial security that will allow you to weather the unexpected and ultimately retire with confidence
  3. Our Spire Simple Syndication System that explains how to evaluate passive real estate opportunities to invest in the right deals for you
  4. A personal conversation with Michael Parks to answer your questions regarding passive real estate investing and help you formulate a plan to create the future you want to achieve

We look forward to having you in the group!

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